Shikhar IMF - India's Trusted Insurance Comparison Platform | Pune
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Protection You Can Trust

Life Insurance
Designed for
Your Future

Compare quotes from India's leading life insurers in one place. Get the best coverage at competitive rates with our free comparison service and expert guidance.

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50K+Happy Clients
20+Insurance Partners
99%Claim Settlement
24/7Expert Support
Complete Health Coverage

Health Insurance
for Every
Family Member

Compare health insurance plans from top providers with cashless hospitalization at 10,000+ network hospitals. Get personalized quotes for your family.

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10K+Network Hospitals
48hrClaim Settlement
100%Cashless Claims
★★★★Customer Rating
Drive Without Worries

Motor Insurance
with Instant
Coverage

Compare car and bike insurance from multiple providers. Get comprehensive coverage with zero depreciation and instant policy issuance in 2 minutes.

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2 MinPolicy Issuance
3000+Network Garages
ZeroDepreciation Cover
NCBBenefits
Family Protection

Protect What
Matters Most

Secure your family's future with comprehensive life and health coverage. From education to retirement, we ensure your loved ones are always protected against life's uncertainties.

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50K+Families Protected
98%Claim Settlement
24/7Support
₹1Cr+Max Cover
Financial Planning

Grow & Secure
Your Wealth

Smart financial planning combines investment growth with insurance protection. Build a robust portfolio that safeguards your assets while creating long-term wealth for your future.

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₹500Cr+Assets Managed
12%+Avg Returns
10K+Investors
15+Years Expertise
Business Coverage

Shield Your
Business Empire

Comprehensive business insurance solutions for enterprises of all sizes. Protect your assets, employees, and operations with tailored commercial coverage that keeps your business running.

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2K+Businesses Covered
360°Coverage
₹10Cr+Claims Paid
Pan IndiaService
Travel Insurance

Explore The World
Risk-Free

Travel with complete peace of mind knowing you're covered for medical emergencies, trip cancellations, lost baggage, and more. Our travel insurance plans cover 150+ countries worldwide.

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150+Countries
₹1CrMedical Cover
5K+Travelers
InstantPolicy
Expert Guidance

Personalised
Insurance
Advice

Our IRDAI-certified advisors sit with you to understand your needs, budget, and goals — then match you with the exact coverage that fits. No jargon, no pressure, just clarity.

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500+Certified Advisors
FreeConsultation
18+Years Experience
IRDAICertified IMF
Critical Illness Cover

Beat Critical
Illness With
Confidence

Get a lump-sum payout on diagnosis of 30+ critical conditions like cancer, heart attack, or kidney failure. Cover your treatment costs, income loss, and recovery — all from one policy.

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30+Conditions Covered
LumpSum Payout
Sec80D Tax Benefit
No BillNeeded to Claim
Complete Protection

One Plan for
Your Entire
Family

Protect your home, car, health, and life with a bundled insurance strategy. Shikhar IMF helps you design a comprehensive coverage plan that shields everything you've worked hard to build.

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All-inOne Coverage
20+Insurance Types
50K+Families Secured
Pune& Pan India
Smart Term Planning

₹1 Crore Cover
From Just
₹550/Month

India's most affordable pure protection plan. Secure your family's financial independence for 20–40 years with a term life plan from top insurers — all with a 98%+ claim settlement ratio.

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₹1CrCover Available
₹550Starting Premium
98%+Claim Settlement
40yrCoverage Period
IRDAI Approved IMF
256-bit Secure
Instant Policy Issuance
24/7 Expert Support
100% Free Comparison
50,000+Happy Clients Across IndiaTrusted Since 2010
20+Insurance PartnersTop Indian Insurers
99%Claim Settlement RateIndustry Leading
15+Insurance TypesOne-Stop Solution
What We Offer

Insurance Products for Every Need

Comprehensive protection for you, your family, and your assets from India's top insurers

Life Insurance

Life Insurance

Secure your family's financial future with term, whole life, and ULIP plans from India's top insurers.

  • Term & Whole Life Plans
  • Tax benefits under Sec 80C
  • Flexible premium payment
IRDAI ApprovedTax Benefits
Explore Plans
Health Insurance

Health Insurance

Comprehensive medical coverage with cashless hospitalization at 10,000+ network hospitals.

  • Family floater & individual plans
  • Cashless hospitalization
  • Sec 80D tax benefits
10K+ HospitalsCashless
Explore Plans
Motor Insurance

Motor Insurance

Instant car & bike insurance with zero depreciation add-on and 3,000+ cashless garages.

  • Zero depreciation cover
  • Engine protection add-on
  • 24/7 roadside assistance
Instant Policy3000+ Garages
Explore Plans
Home Insurance

Home Insurance

Protect your home and valuables from fire, natural disasters, theft and unforeseen events.

  • Building & contents cover
  • Natural disaster protection
  • Theft & burglary cover
Complete ProtectionEasy Claims
Explore Plans
Travel Insurance

Travel Insurance

Comprehensive coverage for domestic and international trips including medical emergencies and trip cancellation.

  • Global medical emergency cover
  • Trip cancellation protection
  • Baggage & passport loss
Global CoverageInstant Policy
Explore Plans
Business Insurance

Business Insurance

Comprehensive business protection including commercial, fire, marine, cyber, and liability insurance.

  • Property & fire cover
  • Professional liability
  • Cyber security protection
Custom PlansMulti-Location
Explore Plans
Complete Coverage

Explore All Insurance Products

Comprehensive coverage for every need — personal and business. Click any product to learn more and get a quote.

Personal Insurance

Life, Health, Motor, Investment & more

Life Insurance
Term Life Whole Life ULIPs Endowment Plans Money Back Child Plans
Health & Investment
Health Insurance OPD Insurance 1Cr Health Cover Cancer Insurance Guaranteed Returns Tax Saving Plans
Motor, Travel & Property
Car Insurance Two Wheeler Commercial Vehicle Travel Insurance Home Insurance Cyber Insurance

Business Insurance

Marine, Liability, Employee Benefits & more

Marine & Property
Marine Insurance Fire & Burglary Shop Owner Policy Office Package
Employee Benefits
Group Health Group Accident Group Term Life
Liability & Engineering
Prof. Indemnity Workmen Comp. General Liability Cyber Risk Contractor All Risk Erection All Risk
Why Shikhar IMF

India's Most Trusted Insurance Partner

Industry-leading coverage with personalized service tailored for Indian families and businesses

Comprehensive Protection

Full spectrum coverage including life, health, property, and motor insurance tailored to Indian needs.

  • IRDAI approved plans
  • Tax benefits under IT Act
  • Flexible premium payment

Instant Claims

Lightning-fast claim processing with our digital-first approach. Get your money when you need it most.

  • Fast claim settlement
  • 24-48 hour processing
  • Cashless facilities

Personal Advisor

Dedicated insurance experts fluent in Hindi, English, and regional languages ready to guide you.

  • Multilingual support
  • Free consultations
  • Expert guidance

Bank-Level Security

Your data protected with 256-bit encryption and compliance with all RBI and IRDAI standards.

  • PCI-DSS certified
  • ISO 27001 compliant
  • Secure payment gateway
Our Network

Trusted Insurance Partners

Shikhar IMF works with India's leading insurance companies to bring you the best coverage options

Bajaj General
General

Motor, Home, Travel & Commercial Insurance

Go Digit Insurance
General

Car, Bike, Travel & Home Insurance

ICICI Lombard
General

Motor, Health, Travel & Business Insurance

TATA AIG
General

Car, Home, Travel & Liability Insurance

HDFC ERGO
General

Motor, Health, Property & Marine Insurance

United India
General

Fire, Motor, Health & Marine Insurance

CARE Health
Health

Family, Individual & Senior Citizen Plans

Star Health
Health

Family Floater, Individual & Critical Illness

Aditya Birla Health
Health

Activ Fit, Activ Assure & Group Plans

Manipal Cigna
Health

ProHealth, Prime & Lifestyle Plans

ICICI Prudential
Life

Term, ULIP, Pension & Savings Plans

HDFC Life
Life

Term, Savings, ULIP & Pension Plans

Bajaj Life
Life

Term, ULIP, Savings & Group Life Plans

LIC of India
Life

Jeevan Anand, Term Plans & Pension Policies

SBI Life
Life

Smart Shield, eShield & Flexi Smart Plus

Max Life
Life

Smart Term, Smart Wealth & Group Plans

View All Partners & Products
Customer Stories

What Our Clients Say

★★★★★

"Shikhar IMF made the entire process seamless. When I needed to file a claim for my father's treatment, they processed it within 48 hours. Truly exceptional service!"

PS
Priya SharmaHealth Insurance Client, Mumbai Verified Customer
★★★★★

"Best rates I could find for my car insurance, and the customer service is outstanding. My advisor explained everything in Hindi which helped a lot."

RK
Rajesh KumarMotor Insurance Client, Delhi Verified Customer
★★★★★

"I've been with Shikhar IMF for 5 years. Their term insurance gave me peace of mind knowing my family is financially secure. Highly recommended!"

AD
Anita DesaiLife Insurance Client, Pune Verified Customer
★★★★★

"Got my motor insurance renewed in under 2 minutes! The comparison tool helped me save ₹3,500 compared to renewing directly with my previous insurer."

VM
Vikram MehtaMotor Insurance Client, Pune Verified Customer

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