Privacy Policy

Last Updated: April 1, 2026

Shikhar IMF Pvt. Ltd. (“we”, “our”, or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, email address, phone number, date of birth, and address.
• Financial Information: Details required for insurance quotes and policy issuance.
• Technical Data: IP address, browser type, pages visited, and time spent on our website.
• Communication Data: Queries, feedback, or correspondence you send to us.

2. How We Use Your Information

We use the information we collect to:

• Provide and improve our insurance advisory and comparison services.
• Process insurance quotes and applications on your behalf.
• Send you important updates, policy renewals, and relevant communications.
• Comply with legal and regulatory obligations under IRDAI guidelines.
• Respond to your inquiries and provide customer support.
• Improve our website performance and user experience.

3. Sharing of Information

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Insurance Companies: To provide you with accurate quotes and process policy applications.
• Regulatory Authorities: As required by IRDAI, Income Tax, or other applicable laws.
• Service Providers: Trusted partners who assist us in website operations, strictly under confidentiality agreements.

4. Data Security

We implement industry-standard security measures including SSL encryption, access controls, and secure servers to protect your personal data from unauthorized access, alteration, disclosure, or destruction.

5. Cookies

Our website uses cookies to enhance your browsing experience, analyze site traffic, and personalize content. You may disable cookies through your browser settings; however, this may affect the functionality of certain features.

6. Retention of Data

We retain your personal data for as long as necessary to provide our services and comply with legal obligations, typically up to 7 years as required under IRDAI regulations.

7. Your Rights

You have the right to:

• Access and review the personal data we hold about you.
• Request correction of inaccurate or incomplete information.
• Opt-out of marketing communications at any time.
• Request deletion of your data, subject to regulatory requirements.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to read their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Last Updated” date.

10. Contact Us

For any privacy-related queries, please contact us at:

• info@shikharimf.com
• +91 9356633524
• Office No-1311/12, Boulevard Towers, 13th Floor, Sadhu Vaswani Chowk, Camp, Pune - 411001